Michael Shutes v. Universal Underwriters Service Corporation

The issue presented in this case involves a vehicle services contract Appellant purchased from Appellee. The engine in Appellant's vehicle covered under the contract expired due to a lack of lubrication caused by a combination of engine sludge and low oil. Appellee denied coverage for the repairs under exclusions in the contract. Appellant filed suit alleging breach of contract and violations of the Tennessee Consumer Protection Act. After a bench trial, the trial court found in favor of Appellee. We affirm.