Delores M. King v. Tennessee Farmers Insurance Company, et al.

This case involves payment of an insurance claim demanded by Appellee from Appellant after Appellee’s belongings were destroyed in a fire. Appellant refused payment on the basis that Appellee failed to notify Appellant of an address change. After a hearing, the trial court awarded Appellee $32,000, representing her claim under the insurance policy, and $8,000 as a 25% bad faith penalty. For the following reasons, we affirm in part and vacate the award representing a bad faith penalty.