Deborah Russo v. Suntrust Bank

This is an action brought against SunTrust Bank, executor of the estate of James Darrel Russo, Sr. (“decedent”). Decedent’s former wife, plaintiff Deborah Russo, alleged that Albert W. Secor, a SunTrust employee, who was  handling the estate’s affairs for the bank, promised her that SunTrust would continue to pay insurance premiums under a policy of health insurance insuring plaintiff. In July 2006, SunTrust paid one premium payment. Coverage under the policy lapsed after that due to non-payment of premium. The trial court granted partial summary judgment to SunTrust, holding that the bank “cannot be held liable as executor of the estate of [decedent] because the Plaintiff is not a beneficiary of that estate.” After Secor filed an affidavit attesting that he acted on behalf of SunTrust as the executor of the estate only, and not on behalf of the bank in any other capacity, the trial court granted SunTrust summary judgment as far as its individual responsibility is concerned. At issue is the correctness of the trial court’s second ruling. We hold that there is no genuine issue of material fact regarding the capacity in which Secor was acting when he made the alleged promise. Plaintiff presented no evidence suggesting that Secor acted in any capacity other than as a representative of SunTrust in its fiduciary capacity. Furthermore, any alleged promise by Secor to bind SunTrust individually to pay the insurance premiums is barred by the statute of frauds, Tenn. Code Ann. § 29-2-101(a)(1) (2012). We affirm.